We Approve People With Bad Credit. Get Approved with Coalhurst Financial.
We specialize in large personal loans from $10,000.00 to $300,000.00 — built for Canadians the banks turned away. No judgment. Fast decisions.
EVERYONE IS APPROVED — IT IS VERY EASY TO GET APPROVED WITH US
All credit scores welcome. Past bankruptcy accepted. Self-employed accepted.
Big Loans — up to
MINIMUM: $10,000.00 · MAXIMUM: $300,000.00
Takes less than 2 minutes
Simple Process
Three Steps to Your Funds
Apply Online
Fill out our simple online form. No paperwork, no branch visits. Just a few details about you and how much you need.
Get Your Decision
Our team reviews your application quickly. We look at the full picture — not just your credit score.
Funds in Your Account
Once approved and your agreement is signed, funds are deposited directly to your bank account.
Why Choose Us
Built for Borrowers the Banks Turned Away
$10,000.00 – $300,000.00
One of the widest loan ranges available for bad-credit borrowers. Whether you need to consolidate debt, cover an emergency, or invest in your future — we have a loan size that fits.
Bad Credit Welcome
We evaluate your full financial picture, not just a three-digit number.
Fast Approval
Decisions in minutes. Funds deposited as quickly as the same business day.
Flexible Terms
Repayment schedules designed around your income and budget — not a one-size-fits-all template.
Confidential Process
Your application is private. We never share your information without your consent.
No Prepayment Penalty
Pay off your loan early and save on interest — no hidden fees for doing the right thing.
Total loans funded to Canadians
Borrowers helped across Canada
Average customer satisfaction score
Real Borrowers
Stories of Fresh Starts
After my divorce, my credit was in rough shape. Every bank said no. Coalhurst said yes — and helped me get back on my feet. The process was fast and the team was never judgmental.
Marcus T.
Calgary, AB
I needed to consolidate my debt but my score was too low for the big banks. Coalhurst looked at my full situation and approved me within the same day. I finally feel in control.
Sandra L.
Edmonton, AB
I was skeptical at first, but the process was completely transparent. No hidden fees, no surprises. I used the loan to start my business and I'm already paying it down early.
Derek M.
Red Deer, AB
Your credit score doesn't define your future.
Take the first step today. No hard credit check. No judgment. Just a fresh start.
No obligation · Takes 2 minutes
Legal Disclaimer
THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not make installment or other loans or credit decisions. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Web Site does not guarantee that you will be approved for a loan. The operator of this Web Site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. The visitor of this site must also acknowledge that the operator of this site is not liable, or be responsible for any of the conflict arising from the actions from either the lender or from the applicant. Not all lenders can provide up to $300,000 and not all borrowers will qualify. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing or provision of additional documentation through other means may be required, which may delay approval process. This service is not available in all provinces, and the provinces serviced by this Web Site may change from time to time and without notice. For details, questions or concerns regarding your loan, please contact your lender directly. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, the lender will ask for your name, address, date of birth, and other information that will allow the lender to identify you. The lender may also ask to see your driver's license or other identifying documents.